Zakat Calculator
Calculate your Zakat obligation accurately. Zakat is 2.5% of your zakatable wealth held for a lunar year.
Current Nisab Thresholds
Nisab is the minimum amount of wealth required before Zakat is due. You can use either gold or silver nisab (silver is typically lower).
Note: Most scholars recommend using silver nisab as it is lower and ensures more wealth is distributed to those in need.
Cash & Bank Balance
Gold & Silver
Investments & Business
Other Assets
Deductions
Zakat Summary
Learn About Zakat
"Zakah expenditures are only for the poor and for the needy and for those employed to collect [zakah] and for bringing hearts together [for Islam] and for freeing captives [or slaves] and for those in debt and for the cause of Allah and for the [stranded] traveler - an obligation [imposed] by Allah. And Allah is Knowing and Wise."
"And establish prayer and give zakah and bow with those who bow [in worship and obedience]."
"Whoever is made wealthy by Allah and does not pay the Zakat of his wealth, then on the Day of Resurrection his wealth will be made like a bald-headed poisonous male snake with two black spots over the eyes. The snake will encircle his neck and bite his cheeks and say, 'I am your wealth, I am your treasure.'"
"If anyone possesses gold or silver and does not pay what is due on it, when the Day of Resurrection comes, plates of fire will be beaten out for him; these will then be heated in the Fire of Hell and his sides, forehead, and back will be cauterized with them."
"Islam is built upon five pillars: testifying that there is no god but Allah and that Muhammad is the Messenger of Allah, establishing prayer, giving Zakat, fasting Ramadan, and performing Hajj to the House."
Zakat is one of the Five Pillars of Islam and is an obligatory form of charity. It is a means of purifying one's wealth and helping those in need. The word "Zakat" comes from the Arabic root meaning "to purify" or "to grow."
Zakat is not a tax, but rather a divine obligation that purifies wealth and benefits society. It is calculated at 2.5% of one's zakatable wealth that has been held for one lunar year (hawl).
Key Point: Zakat is obligatory on every adult Muslim who possesses wealth above the nisab threshold for one lunar year.
Zakat is obligatory upon every Muslim who meets the following conditions:
- Adult and Sane: Must be of sound mind and have reached puberty
- Muslim: Zakat is a religious obligation for Muslims only
- Ownership: Must have full ownership and control of the wealth
- Above Nisab: Wealth must exceed the minimum threshold (nisab)
- One Lunar Year: Wealth must be held for a complete lunar year (hawl)
Note: Children and those with mental disabilities are also subject to Zakat on their wealth, which should be paid by their guardians.
Nisab is the minimum amount of wealth a Muslim must possess before they are liable to pay Zakat. It is based on the value of gold or silver:
87.48 grams (3 ounces / 7.5 tola) of gold
612.36 grams (21 ounces / 52.5 tola) of silver
Most scholars recommend using the silver nisab as it is lower and ensures more wealth is distributed to those in need. The value fluctuates with market prices, so it should be checked regularly.
Hawl refers to the Islamic lunar year (approximately 354 days). For wealth to be subject to Zakat, you must possess it above the nisab threshold for a complete lunar year.
Example: If you acquire wealth that reaches nisab on January 1st (Islamic calendar), your Zakat will be due on that same date the following lunar year.
Important: If your wealth drops below nisab during the year, the hawl is broken and resets when it reaches nisab again.
Tip: Many Muslims choose to pay their Zakat during Ramadan for increased blessings, even if their hawl date is different.
Zakat is due on the following types of wealth:
✓ Cash & Savings
Money in hand, bank accounts, and savings
✓ Gold & Silver
Jewelry, bullion, and coins (excluding personal use items according to some scholars)
✓ Business Assets
Stock, inventory, and trade goods
✓ Investments
Stocks, shares, bonds, and investment properties
✓ Pensions
If accessible and under your control
✗ Not Zakatable:
- Personal residence
- Personal vehicle
- Household furniture and appliances
- Personal clothing
- Tools needed for work
The Quran specifies eight categories of people eligible to receive Zakat (Surah At-Tawbah 9:60):
1. Al-Fuqara (The Poor)
Those with no income or means
2. Al-Masakin (The Needy)
Those with insufficient means
3. Zakat Administrators
Those who collect and distribute
4. New Muslims
Those whose hearts are inclined to Islam
5. To Free Slaves
For freeing captives and slaves
6. Those in Debt
Unable to repay their debts
7. In the Path of Allah
For Islamic causes and education
8. Stranded Travelers
Travelers in need of assistance
Important: Zakat cannot be given to one's parents, grandparents, children, grandchildren, or spouse. It is also not permissible to give Zakat to non-Muslims (with the exception of new Muslims or those being invited to Islam).
Paying Zakat brings numerous spiritual and social benefits:
Spiritual Purification
Purifies your wealth and heart from greed and attachment to material possessions
Fulfilling a Pillar of Islam
Completing one of the five fundamental obligations in Islam
Social Solidarity
Helps reduce poverty and supports the less fortunate in society
Barakah (Blessings)
Brings blessings and increase in your remaining wealth
Protection from Calamity
Acts as a shield from hardship and misfortune
The Prophet Muhammad (peace be upon him) said: "Charity does not decrease wealth" (Sahih Muslim)
Note: This calculator provides an estimate. For specific rulings and complex situations, please consult with a qualified Islamic scholar. Nisab values are based on current market prices and should be updated regularly.